Irs Maximum 401k Catch Up Contribution 2025. Starting in 2025, employees can contribute up to $23,000 into their 401(k), 403(b), most 457 plans or the thrift savings plan for federal employees, the irs announced nov. Employees can invest more money into 401 (k) plans in 2025, with contribution limits increasing from 2023โs $22,500 to $23,000 for 2025.
The limit on total employer and employee contributions for 2025 is $69,000. The 2025 401 (k) individual contribution limit is $23,000, up from $22,500 in 2023.
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